Archive for the 'Mortgage' Category

I am a better DC Metro Realtor because of Phil Collins!!

What in the world are you talking about Justin? Some of you may even wonder who Phil Collins is!!

I was listening to some music while working yesterday and Phil Collins was playing Colours

The song has alway resonated with me. Yeah, that’s right! I am one of those annoying people who actually listen to the lyrics and find a point sometimes.
One line hit me right between the eyes.

You expect me to believe you?
How can you really think?
You can take you horse down to the water,
put a gun to his head and make him drink?

This was hitting home on so many levels. I was well aware of my own skepticism, but became even more aware of others. Why don’t people understand that this will really help?

I was getting very frustrated and thought is was my delivery. Maybe I didn’t  answer enough questions. Is there a better way to present this? I had all these concerns and thoughts. I in some ways felt like a Doctor telling someone about how they should change their ways or die an early death. How frustrating that must be for the Doctor.

HOW DID THIS COME ABOUT

It all started as a mission, a crusade of sorts to be better and do better by my clients. To raise the bar overall and show how valuable and rewarding it can be to use a skilled and Passionate Realtor. It is as everything easier said than done. Real Estate is not a easy as some might think. There are tons of moving parts and emotions thrown into the mix. Several peoples goals and needs have to come together in a smooth and practical way.

I have been doing this for a while. Learning and improving along the way. The heart was always there and the will to get the best for my clients. I can though honestly say that while being very successful most of the time. Sometimes it didn’t quite work out as we had expected. Nothing bad, but just not exactly as I wanted it to go. I will say that I have put pretty high standards for my business.

SYSTEMS RULE

DC Real Estate is different from Virginia and Maryland.  After spending a ton of time practicing in the 3 markets, I discovered something else. SYSTEMS rule!!

So I went on a quest to find or create the very best systems. I do believe – I know now that I have found the very best!

Check out a few of these  testimonials. They are from all over the country and have all benefited greatly from using the Maximum Value Home Selling System or The Maximum Choice Home Buying System.

YOU CAN’T FORCE PEOPLE TO UNDERSTAND

I have also discovered that I can get very excited about something and lose them along the way. So, there you have it. A little self discovery. I am working very hard to be the best I can be and serve my clients in the best way possible. There will however always be skeptics and people I cannot help. That is ok. I have learned to live with that. There are plenty more who see the benefits and understand how they can make or save thousands of $ by using these systems.

IT’S ALL GOOD.

I am very lucky to be working with great people who have gone through the process and seen the rewards. They make my day. Thank you for letting me serve you!

1000’s of DC Condos for sale, but YOU can’t buy them!

Beautiful views from Condo

Beautiful views from Condo

After following the news and looking at every single TV show about buying a home, you are READY!!!
Well, sit back and read this little story about how things have managed to go horribly wrong for the DC condominium market.
Condos became all the rage in a city that seemed to have a constant influx of new blood with capital to spend.  We have all the makings of a very successful professional town. Georgetown University, Howard University, George Washington University and American University. Congress and a ton of government and local agencies.  Let’s not forget all the embassies and other international organizations. Quite a funny mix considering…
DC is a truly unique place. Transition does not even begin to describe what this tiny southern plot of land is all about.  I have been here for about 14 years and I only know 5 others that have been here longer than me!!  Just kidding, of course!  Seriously though, when you think of it, it barely makes sense for a great deal of the population to buy something and settle down in DC.  At some point, many of these condo owners decided to become investors. The thought was to keep the condos and rent them out while they steadily appreciated. In essence not a bad idea and many a Realtor must have been pushing the initial investors with this notion.
Here we are years later.  The market has turned.  There are plenty of great condos for sale, but no one can buy them!!! Why?  Current FHA and Fannie/Freddie home loan guidelines require at least 51% owner occupancy. Many buildings just don’t fit the bill.  There are just too many renters in most condo buildings in DC. Some are officially rented out as investment properties, but many are not. Many condo associations are not aware or turn a blind eye to the situation.  Your Realtor needs to be aware of this situation because it makes it virtually impossible to get financing.

Well gee, Justin, what do we do about this?

COLD HARD CASH!!

COLD HARD CASH!!

Condo owners, you need to go to your condo/coop boards with the message that they need to start limiting rentals. Otherwise you will be hanging on to your condo for a LONG time. The condo my client wanted so dearly to buy was actually an estate sale, and we had negotiated the price all the way down. Then, through the management company and condo documents, it came out that there was only 13% (I REPEAT! 13%) owner occupancy!! That my friends makes it IMPOSSIBLE to buy unless you are paying COLD HARD CASH!!

KELLER WILLIAMS REALTY CONSULTANTS
CORPORATE OFFICE
12200 PLUM ORCHARD DRIVE
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Keller Williams Realty